<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-4167435461263587075</id><updated>2011-07-07T23:40:34.535-07:00</updated><category term='Driving Safety Tips'/><category term='Auto Insurance'/><title type='text'>Heimer Happenings</title><subtitle type='html'>Welcome to Heimer Insurance. As an independent insurance agency we are not limited to just one company. We save you time and money by shopping the insurance market for you. We want to earn your business. We know that saving money is important, and so is top quality service! Call us today to learn more about how Heimer Insurance can help insure your valuables while saving you time and money.

210-479-9990</subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://heimerinsurance.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4167435461263587075/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://heimerinsurance.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Heimer Insurance</name><uri>http://www.blogger.com/profile/12455651756714786519</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='21' src='http://3.bp.blogspot.com/_zaNuAbDuMIc/S8yC68kBUXI/AAAAAAAAAAM/WR_eYOYbPOk/S220/Heimer_H.jpg'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>1</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-4167435461263587075.post-3773311834604179437</id><published>2010-04-19T09:16:00.001-07:00</published><updated>2010-04-19T09:17:44.501-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Driving Safety Tips'/><category scheme='http://www.blogger.com/atom/ns#' term='Auto Insurance'/><title type='text'>Cell Phone Hazards</title><content type='html'>&lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt;The I.I.I. Offers Safety Tips to Prevent Auto Accidents New Jersey  became the second state after Washington to ban driving while texting—a  growing problem on the road.&lt;br /&gt;&lt;br /&gt;Distractions like cell phones, text  messages, the radio or even talkative passengers can prove deadly,  according to the Insurance Information Institute (I.I.I.). Surveys by  Liberty Mutual Group and Students Against Destructive Decisions (SADD)  showed that teens considered sending text messages via cell phones to be  their biggest distraction.&lt;br /&gt;&lt;br /&gt;Of the teens surveyed, 37 percent  said that text messaging was extremely or very distracting, while 20  percent said that they were distracted by their emotional states and 19  percent said that having friends in the car was distracting.&lt;br /&gt;&lt;br /&gt;A  January 2007 survey by Nationwide found that 19 percent of motorists say  they text message while driving. The federal government estimates that  30 percent of all crashes in the United States involve driver  distraction. Inattentive driving accounted for 6.4 percent of crash  fatalities in 2003—the latest data available—according to the U.S.  Department of Transportation.&lt;br /&gt;&lt;br /&gt;While cell phones and text  messaging top the list, distractions also include radios, palm pilots,  lap tops, navigational aides, eating, drinking, grooming, reading,  writing, television watching and attending to children. &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt; &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt;“A  car is not your living room, office or kitchen. It is a means of  getting from one point to another and must be used judiciously,” said  Loretta Worters, vice president with the I.I.I. “People can become so  absorbed in their conversations or activities that their ability to  concentrate on the crucial act of driving is severely impaired,  jeopardizing the safety of vehicle occupants and pedestrians.”&lt;br /&gt;&lt;br /&gt;Employers  are now concerned that they may be held liable for accidents caused by  their employees while driving and conducting work-related conversations  on cell phones, according to the I.I.I. Under the doctrine of vicarious  responsibility, employers may be held legally accountable for the  negligent acts of employees committed in the course of employment. &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt; &lt;/span&gt;&lt;/p&gt;  &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt;Employers may also be found negligent if they fail to put in place a  policy for the safe use of cell phones. “In response, many companies  have established cell phone usage policies,” said Ms. Worters. “Some  allow employees to conduct business over the phone as long as they pull  over to the side of the road or into a parking lot. Others have  completely banned the use of all wireless devices in the car.”&lt;br /&gt;&lt;br /&gt;The  I.I.I. offers the following safety tips while driving: &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/p&gt;   &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt;1. Pull off the  road Don’t drive while calling or texting; pull off the road to a safe  location. &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt; &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt;2. Use Speed Dialing Program frequently  called numbers and your local emergency number into the speed dial  feature of your phone for easy, one-touch dialing. When available, use  auto answer or voice-activated dialing.  &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt; &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt;3. Never Dial  While Driving If you must dial manually, do so only when stopped. Pull  off the road, or better yet have a passenger dial for you.  &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt; &lt;/span&gt;&lt;/p&gt;  &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt;4. Take a Message Let your voice mail pick up your calls in tricky  driving situations. It's easy—and safer—to retrieve your messages later  on.  &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt; &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt;5. Know When to Stop Talking Keep conversations on  the phone and in the car brief so you can concentrate on your driving.  If a long discussion is required, if the topic is stressful or  emotional, or if driving becomes hazardous, end your conversation and  continue it when you are not in traffic.  &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt; &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt;6. Keep the  Phone in its Holder Make sure your phone is securely in its holder when  you are not using it so it does not pop out and distract you when you  are driving.  &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt; &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt;7. Don't Take Notes While Driving If you  need to take something down, use a tape recorder or pull off the road.  &lt;/span&gt;&lt;/p&gt;  &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt; &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt;8. Don't Eat or Drink while Driving Spills—both hot and  cold—can easily cause an accident. If you have to stop short, you could  also be severely burned.  &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt; &lt;/span&gt;&lt;/p&gt; &lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt;9. Groom Yourself at Home  Shaving, putting on makeup, combing your hair or other forms of preening  are distractions and should be done at home, not while driving.&lt;br /&gt;&lt;/span&gt;&lt;/p&gt;&lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt;&lt;br /&gt;&lt;/span&gt;&lt;/p&gt;&lt;p  style="font-family:verdana;"&gt;&lt;span style="font-size:100%;"&gt;While  everyone should follow these safety rules, it is also important to  review them carefully with teens when they are first learning to drive.&lt;/span&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/4167435461263587075-3773311834604179437?l=heimerinsurance.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://heimerinsurance.blogspot.com/feeds/3773311834604179437/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://heimerinsurance.blogspot.com/2010/04/cell-phone-hazards.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4167435461263587075/posts/default/3773311834604179437'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4167435461263587075/posts/default/3773311834604179437'/><link rel='alternate' type='text/html' href='http://heimerinsurance.blogspot.com/2010/04/cell-phone-hazards.html' title='Cell Phone Hazards'/><author><name>Heimer Insurance</name><uri>http://www.blogger.com/profile/12455651756714786519</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='32' height='21' src='http://3.bp.blogspot.com/_zaNuAbDuMIc/S8yC68kBUXI/AAAAAAAAAAM/WR_eYOYbPOk/S220/Heimer_H.jpg'/></author><thr:total>0</thr:total></entry></feed>
